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1:: What is
a Virtual Credit Card? |
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Virtual Credit Card
is a prepaid & non-reloadable card that works like a real credit card.
It can be used at websites, online
merchants, internet shops & web stores
over the internet where payment by
credit card is accepted.
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2:: How do I apply for Virtual Credit Card? |
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It is very simple to apply,
click on Sign Up or Order Card option from top or bottom
menu. You can pay by several payment
methods such as
e-gold,
e-bullion,
Pecunix, CashU, Money Order,
Bank Wire Transfer such as SWIFT, ABA
or IBAN
to order
Click
Here.
Moneybookers, Western Union and
MoneyGram
also accepted to get payment details
please
click here.
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3::
Do you send virtual card to a
physical location? If no, then how do
I receive my virtual card? |
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No, since it is a virtual card, it
cannot be sent physically.
It is
sent virtually to the email address
of the client.
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4::
What information of new
virtual credit card will I receive in email
to shop online? |
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You will receive
following in your email to constitute a virtual credit card .
. . . .
- 16
digit virtual credit card number
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3
digits of CVC / CVC2 number -
three digit security number,
this is also called verification
code. It
is normally found on the back of a credit card
-
Expiry
date of the card
-
Name
on card
(this name is provided by the
client to personalize virtual
card)
-
Billing
address of card
(this address is also provided
by the client to personalize
virtual card)
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5::
How long does it take to
process virtual credit card order? |
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Card is
sent to client's email
address between two to five working
days excluding (weekends/holidays) after payment is received and verified.
Point to note, 99% orders are completed even
faster than above timeframe. Utmost effort is made to
complete the order as per above timeframe, however it
should be noted we do not guarantee or held responsible
for damage or losses if any delay occurred in a
situation beyond our control such as banking slowlessness, act of God or force majeure.
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6::
What is the validity/expiry of
virtual credit card? |
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It has an expiry of between 12
to 24 months
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7::
Is It reloadable
card? |
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No, this card is a non-reloadable card.
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8::
What denomination cards are
available? |
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Cards
are available in these denominations/preloaded balances
$5, $10,
$20, $25, $50,
$100, $200, $300, $400, $500,
$1000
& $2000. |
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9::
Is there any monthly
or card usage fee to be paid? |
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There is no
*monthly fee
or card usage/transaction fees on
CARD444 Virtual credit card.
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10::
What is the cost of virtual
card? |
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Cards are available in several denominations,
general price
table provided below. For e-gold and e-bullion users more
discounted prices, visit Sign Up or
ORDER page then select e-gold or
e-bullion for latest pricing. |
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VIRTUAL
CREDIT CARD - PRICE CHART IN DIFFENENT CURRENCIES |
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Card
Type |
Card
Denomination/Value |
Total
to Pay in
USD |
Total to Pay
in
EURO |
Total to Pay
in
GBP |
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Card A |
$5
Preloaded
Card |
$25 |
20 |
£ 15 |
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Card B |
$10
Preloaded
Card |
$30 |
24 |
£ 18 |
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Card C |
$20
Preloaded
Card |
$45 |
35 |
£ 26 |
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Card D |
$25
Preloaded
Card |
$50 |
38 |
£ 29 |
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Card E |
$50 Preloaded
Card |
$90 |
73 |
£ 55 |
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Card F |
$100 Preloaded
Card |
$165 |
125 |
£ 94 |
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Card G |
$200 Preloaded
Card |
$270 |
205 |
£ 155 |
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Card H |
$300 Preloaded
Card |
$375 |
285 |
£ 215 |
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Card I |
$400 Preloaded
Card |
$480 |
365 |
£ 275 |
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Card J |
$500 Preloaded
Card |
$620 |
455 |
£ 343 |
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Card K |
$1000 Preloaded
Card |
$1300 |
900 |
£ 678 |
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Card L |
$2000 Preloaded
Card |
$2600 |
1800 |
£ 1354 |
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Important
1.
Card preloaded
balances are denominated in US dollars, however
prices in Euro or
GBP are given only for the convenience of clients from Europe.
Clients from rest of
countries can follow US dollar prices.
2.
Card price
is already inclusive of preloaded balance that is mentioned
parallel to each
card type and denomination. For example if you order a
$50 denomination card, only
you have to pay $100 as balance of $50 is already inclusive
in the price.
3.
There is no
transaction fee when using card for online
shopping and purchases.
4. *There is no
monthly fees on card for first 11 months. After
this period there is $2.5
monthly fee until card is expired or all
balance is used. |
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11::
What is the dominant currency
of virtual credit card? |
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For the convenience of
calculation and international ecommerce usage US Dollar is
the dominant currency of the card. However, it does not mean
that card will not work at sites where merchants are
charging in Euros, Pound Sterling or other world currencies.
It can be used to pay in any currency, however the card issuer will
automatically make the exchange and pay the
equivalent amount to the merchant and deduct the amount
from
your card.
For example, you want to purchase a product from a website
but they have prices in Euro, cost of the product is 10
Euro. Once you make a purchase an equivalent of 10 Euro in
US dollar will be deducted from you card (you should have
enough balance in your card).
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12::
I want to use
this card to register/verify & pay
at Moneybookers, eBay & PayPal, will it be accepted
there? Also can I pay eBay seller fees
every month with your card? |
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Yes it will work.
And if there are any specific codes
you can also get them in your card
statement such as 4 digit expanded
use number or certain amount charged
to your card for verification
purposes. You can also pay eBay
seller fees with this card. |
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13::
Can I also pay at websites and
merchants such as
Google Adwords,
ccBill, iBill,
2Checkout, Yahoo,
Clickbank, Amazon, godaddy
etc? |
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Yes of course you can use at
above websites and additionally virtual card will
also work on almost all online
merchants accepting payments
via credit cards.
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14::
What will be the billing address of
Virtual credit card? |
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Billing Address of the card will be
any address provided by the client. |
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15::
Which bank is the card issuer? |
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16::
Who can get Virtual
Card and do you require any ID? |
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Anyone from any country or
citizenship from around the world and we do not require any
ID.
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17::
What will happen if at the time of expiry, there
are some funds left in my account? |
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Any funds will also expire when
a card expires, therefore it is
highly advised to spend/use any
balance at
least 15 days before card
expiration date. |
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18::
How many Virtual Cards
can be ordered? |
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There is no restriction on number of
cards can be ordered.
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19::
Can Virtual card be obtained
with company or business name
and address? |
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20::
Is it
allowed to gift Card444 Virtual card
to family, friends or colleagues
etc? |
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Yes, it
can be gifted to anyone.
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21::
Is Card444 accepted at porn or
online gambling websites? |
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No, it may not work
at porn and online gambling websites.
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22::
Does
cardholder receive detailed
statement of Card444 Virtual credit
card transactions
. And is there
any fee charged on this service? |
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Yes, cardholders are provided
itemized statement of card transactions via email. And
there is no fee at all to
provide balance statement. This
service is free of charge and can be
requested any time.
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23::
Although
Card444 works great at many
online shops, websites and merchants, however at one or
two
sites/online merchants it didn't work, why? |
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No credit card in the world can claim work at 100% websites
or merchants. The reason is simple, sometimes though a card
is even active and have enough funds but is denied, because
certain merchants have their own rules or adopt their own
policy before accepting a credit card order. When this is
the case then it is out of our control and we cannot force a
merchant to accept the payment. Every card holder should
understand this fact, however if certain merchant doesn't
accept a card even though there is no problem then you can
find the same product from another merchant.
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24::
What is the refund or order cancellation policy? |
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Because of sensitive nature of
virtual card product, once an order is accepted for
processing or a card has
been issued, in both situations
there is no refund or order cancellation possible at all.
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25::
Can Card444 Virtual credit card be
used at ATM machines for Cash
withdrawal? |
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No, it is not possible, as
there is no physical existence of this
card. Being virtual it can only be used at online
merchants, shops and websites or those merchants who accept
orders via fax or telephone.
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26::
Are
there any Terms of Service or Cardholder agreement? |
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Yes and it is very
important for every client to agree and accept,
terms of
service / cardholder agreement at
the time of card ordering. Any client who sent a
payment to order Card444 Virtual Card is considered to have accepted terms of
service / cardholder agreement. If a
client does not agree with all or any clause(s) of TOS /
cardholder agreement, please avoid to use
Card444 virtual
card. |
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27::
Is there any reseller program or
bulk purchase at wholesale prices
available? |
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Yes, Please
click at
Become
Reseller option from the menu
to get more details.
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28::
I still have a question, not
covered anywhere on your website. |
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Chat live with one of our
Sales Support officers if they are online, otherwise click
Support to ask question
via
online form.
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